The mysterious companies you have never heard of pushing up your home insurance premium
A little-known element of the insurance industry is pushing up homeowner premiums, consumer advocates are warning. The cost of reinsurance has boomed in recent years, and now the higher prices are trickling down to regular Americans - making their coverage increasingly unaffordable. Reinsurance is effectively the insurance taken out by insurers. It transfers on some of the risk so that no company has too much exposure to a potential catastrophe.
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